Apply for Personal Loan

Preliminary Information

Mobile Number *

Email *

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Loan Amount Required *

Personal Details ( Please enter your name as per PAN card )

First Name *

Last Name *

Gender *

Pan Number*

DOB (dd/mm/yyyy) *

Residence Status *

Address*

City *

Pincode *

State *

Permanent Address (Same as above)

Address*

City *

Pincode *

State *

Employment Details

Employment Type*

Mode Of Salary Transfer *

Monthly Salary *

Work Email

Employer Name *

Office Address *

City *

Pincode *

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Nainital Bank Personal Loan Interest Rates -

Particulars	Salaried	Self-employed
Rate of Interest	13.60% yearly	13.60% yearly
Loan Amount	Maximum: Rs.3 lakhs	Maximum: Rs.5 lakhs
Loan Tenure	Maximum: 60 months	Maximum: 60 months
EMI (Lowest)	Rs.2306.14/- per Rs.1 lakh loan amount (applicable for the maximum tenure of lowest loan amount)	Rs.2306.14/- per Rs.1 lakh loan amount (applicable for the maximum tenure of lowest loan amount)
Processing Fee	Depends on the bank	Depends on the bank
Age	Maximum: 60 years Minimum: 21 years	Maximum: 60 years Minimum: 21 years
Prepayment Charges	Minimum	Minimum
Foreclosure Charges	None	None

Nainital Bank offers the customers a hassle-free method to avail persona loan benefits. On the other hand, the interest rates charged on the personal loans are very competitive and requires minimum documentation. The personal loan offered by Nainital Bank is called Naini Sahyog Loan, and the rate of interest charged with it is 15% on a yearly basis. The salaried individuals and the individuals from the profession like CAs, Doctors, etc can avail the benefits of this personal loan scheme.

Importance of maintaining good CIBIL score for availing attractive returns on personal loan:

Your CIBIL score will depict your monthly income, your credit history, and your loan repayment capabilities. Nainital Bank will consider the mentioned factors before availing you the loan. If you possess a CIBIL score of 750, it is considered good, and you can easily avail the loan. Thus, you can maintain a good CIBIL score by paying all the remaining dues on time.